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While this policy was to be phased in over a four-year period from October 1, the bank thought the change would have an impact on serviceability for many investors, he said. “As a responsible lender, ANZ has an obligation to appropriately reflect this within our lending assessment process for new residential investment lending.” Mortgage Supply Company director David Windler said the rule change represented a 10 per cent hit to investors’ serviceability calculations. “So if a rental property generates $500 per week about $50 a week, or $2600 a year, less of that income can be used to calculate serviceability. In simple terms, investors will potentially need a bigger deposit.

Stefan herrickDavid windlerKara taitMortgage supply companySupply companyMarch windlerஸ்டீபன் ஹெரிக்டேவிட் விண்ட்லர்காரா தைத்விநியோகி நிறுவனம்