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The Federal Reserve’s effect on student loans: What to know By Ellen Chang Student loan interest rates could decline if the Fed lowers rates again. (iStock) The Federal Reserve kept short-term interest rates at nearly zero in 2020 in a response to the coronavirus pandemic and to help stimulate the economy. The low interest rates were intended to help Americans who were struggling because they lost their jobs. The Federal Reserve generally influences short-term rates. However, the interest rates on both consumer loans and student loans are driven more by levels of long-term rates rather than short-term rates, according to Robert Johnson, a finance professor at Creighton University s Heider College of Business in Omaha, Nebraska.

United statesRobert johnsonBruce mcclaryLeslie tayneCreighton university heider college of businessNational foundation for credit counselingFederal reserveCreighton universityHeider collegeNational foundationஒன்றுபட்டது மாநிலங்களில்ராபர்ட் ஜான்சன்காயங்கள் ம்க்கிழரிகிரெய்டன் பல்கலைக்கழகம் ஹைடர் கல்லூரி ஆஃப் வணிகதேசிய அடித்தளம் க்கு கடன் ஆலோசனைகூட்டாட்சியின் இருப்பு