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Student loan payments are suspended Here s how to make the most of it

5 savings account terms you should know

5 savings account terms you should know By Ellen Chang High-yield savings accounts help consumers ramp up funds faster. (iStock) Instead of opening a traditional savings account, people can choose among banks that offer high-yield savings accounts. Interest earned on deposits can be significantly greater than the percentage yield on a typical savings account, said Bruce McClary, spokesman for the National Foundation for Credit Counseling, a Washington, D.C.-based nonprofit organization. That means your money will be working harder and can get you to your savings goals faster, he said. Here are the five key terms to know about high-yield savings accounts and why they are important.

How an FHA 203(k) loan can help you repair and buy a home

How an FHA 203(k) loan can help you repair and buy a home Bankrate 2/9/2021 © WoodenDinosaur/Getty Images Men repairing roof When you buy a home, there are usually a few repairs to pay for. Buyers who want to take on a real fixer-upper might be facing the prospect of many projects. If this is the case for you, you may be considering an FHA 203(k) loan, also known as a mortgage rehab loan or Section 203(k) loan, which combines the financing for both the home s purchase and remodeling or repairs into a single loan. What is an FHA 203(k) loan?

Evictions and debt could spike when pandemic rent comes due

Millions of Americans unable to pay their rent during the pandemic face a snowballing financial burden that threatens to deplete their savings, ruin their credit and drive them from their homes. A patchwork of government action is protecting many of the most financially strapped tenants for now. But it could take these renters especially low-income ones years to recover, even as the rest of the economy begins to rebound. “Even if they say we can pay [missed rent] back in two or three years that’s money we don’t have,” said Kelly Wise, a 32-year-old resident of L.A. s Westlake neighborhood. After losing jobs selling merchandise at concerts and cutting fabric for Hollywood sets, she is more than $10,000 behind on rent.

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