Blog: Legal expenses insurance in a post-reform world Print this page
Now that we have a clearer sight of the way the new small claims portal, Official Injury Claim, built by the insurance industry will operate, I predict that 80% to 95% of injured people using the
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MoJ publishes long awaited pre-action protocol as it confirms May debut for whiplash reforms Print this page
The portal was initially scheduled to go live in April 2020. However, citing the coronavirus pandemic impact, the Ministry of Justice pushed back the launch date numerous times.
The pre-action
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PI firms and insurers clash on direct pre-medical offers
Low Value Personal Injury Protocol by going directly to claimants with offers to settle personal
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The government needs to use the short delay to the Civil Liability Act wisely, says Matthew Maxwell Scott, executive director of the Association of Consumer
Commission-hungry claims firms target Covid-hit businesses
No-win-no-fee solicitors and claims management companies are aggressively advertising following a Supreme Court judgment on business interruption
Some firms are looking for a cut of up to 40% of any damages
Businesses may be able to avoid costly legal fees if they first go to their broker
CMCs and solicitors maintain they provide a vital service and argue not all insurers will play fair on claims
The publicity surrounding BI cover has encouraged new entrants into claims management
Policyholders need to be wary of clone firms and scammers that are not regulated
Industry commentators warn BI must not go the way of PPI where it comes to CMC tactics