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It is a tremendous pleasure to come to work here every day. Often times in the day to day routine, it is easy to forget the historic significance of the institution we work for, the legacy we are part of, and the people we serve. A small step and preserving the history of the building and the legacy of service and inclusion at treasury. I want to start off by recognizing someone. It was his idea that we name the Treasury Annex the freedmans bank building, and im delighted this idea came to fruition. [applause] thank you for your leadership and continued commitment to Financial Inclusion for all americans. We are also honored to be joined by liberty bank ceo Alden Mcdonald, and the man who needs no introduction, and ms are young. Ambassador young. Professor William Spriggs could not be with us today, but since his warmest regards. Be first speaker today will mr. Alden mcdonald junior, president and ceo of liberty bank and trust, a position he has held since the bank inception in 1972. H

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