the economy and that impacts everything from corporate profits to overall consumer confidence and impacts wall street and impacts the global economy and it has a ripple effect that has many more times magnitude in terms of impact than any or thing that we can talk about regarding the economy. well, you mentioned housing and i want to look at another graph. home prices for the current recession, negative trent minus 10.1 spent compared to the average change in recovery 1.6% and you can see, and i hope people can make out the recovery there, versus the average and then, 1980, but you see here, the current is absolutely dismal, this is the best way i think i could describe it. and so, we re falling behind on a couple of levels. if americans don t have jobs we re not going out and feel we should be buying homes. we shouldn t be buying homes, i m not surprised the homes are showing this impact. the americans are doing the responsible thing. if you don t have a job, don t