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a jump in foreclosures last month. climbed 12%. the biggest increase since 2011. the top states for foreclosures, maryland, new jersey, florida and nevada and illinois. we have seen growing strength in the housing market. the no tipping movement is picking up. joe s crab shack ditching tips. no tips at 18 locations and could soon expand that policy nationwide. servers will make $12 to $14 an hour instead of below the minimum wage and relying on tips to make up the difference. menu prices will increase 12% to 15%. you pay for the tip in the menu price. diners will pay less. joe s expects higher wages to increase worker retention. the holiday coffee cup controversy brews. uproar over starbucks plain red