Reid
EAST ST. LOUIS – Belleville’s 4202 Main Street Brewing Company can’t recover lockdown losses from general liability carrier Cincinnati Insurance, U.S. District Judge David Dugan ruled on Jan. 25.
“Mere loss of use or diminishment of value of plaintiff’s business without underlying tangible damage or loss to the business’s property or structure is not enough to trigger coverage under the policy,” Dugan wrote.
The restaurant sued Cincinnati in August, seeking declaratory judgment on coverage and alleging breach of contract and fraud.
Cincinnati moved to dismiss the suit in October.
Dugan held a hearing Jan. 12, and issued a decision in 13 days.