New Delhi [India], February 14 (ANI/PNN): In a world where digital transactions are becoming increasingly prevalent, it's hard to imagine that large segments of the population are still left out. But in India, that's precisely the case, with 61 per cent of the country's citizens living in rural areas without access to basic financial services. That's where Mohit Bhargava, CEO of DigiRashi, comes in. Under his leadership, the company is on a mission to bridge the divide between urban and rural areas and provide financial freedom to all citizens of India, especially those in rural areas. According to Bhargava, India's current credit rating system is based on PAN numbers, which only 22 per cent of the population has. It means that the rural population is effectively debarred from accessing credit facilities, and the country can't progress without complete inclusiveness. That's why DigiRashi has refined a specific credit rating engine for its user base, which is