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In the underlying personal injury action, commenced in January 2011, Victor Gecaj sought to recover damages for injuries he allegedly sustained when he fell from a ladder at a property owned and operated by the insureds. The insureds failed to notify its insurance company about Gecaj’s accident until October 2014 more than four years after the incident, and after an inquest on damages had occurred, and judgment had been rendered against the insureds in the sum of $900,000. The insurance company denied coverage based on late notice. However, the default judgment was then vacated, and the insurance company agreed to provide a defense under a reservation of rights to deny coverage if the default judgment was later reinstated. When the default judgment was reinstated, the insurance company advised the insureds and Gecaj that it was denying coverage, and reserving its right to recover any fees and costs incurred in defending the insureds in the underlying action. The insurance company t

New yorkUnited statesCrescent beachVictor gecajSupreme courtCrescent beach clubGjonaj realty mgtSecond departmentAppellate divisionAppellate courtVas sons corpSons corpபுதியது யார்க்ஒன்றுபட்டது மாநிலங்களில்பிறை கடற்கரைஉச்ச நீதிமன்றம்