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Ask Rusty –Should I Claim Social Security at 62, or Wait Longer?

Ask Rusty –Should I Claim Social Security at 62, or Wait Longer?
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Ask Rusty – Can I Get a Higher Benefit Now Because I m Older?

Ask Rusty – Can I Get a Higher Benefit Now Because I m Older?
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Ask Rusty – Avoiding WEP & GPO Reductions

Ask Rusty – Avoiding WEP & GPO Reductions AMAC Certified Social Security Advisor Russell Gloor Association of Mature American Citizens Dear Rusty: I am a retired Texas teacher receiving my State pension. I retired in February 2009, before the end of a “loophole” which affected my future Social Security. I had earned enough credits to receive Social Security benefits in addition to my Teachers Retirement System (TRS) pension. At 62 I began getting my SS benefit (reduced by my TRS pension). My husband didn t start his SS until last year, at which time I contacted Social Security so my benefits would no longer be reduced as per the TRS loophole. I have spoken with the local SS office three times and sent them the documents requested, but my SS payment remains the same! How do I bypass the local office to get my benefit increased to the amount I was told when I retired under this Texas loophole? Signed: Wanting My Increase

United statesDevils lakeSocial security advisor russell gloor associationMature american citizensSocial securityTeachers retirement systemWindfall elimination provisionGovernment pension offsetAsk rustyAbout social securityPeach stateCongressional representativeஒன்றுபட்டது மாநிலங்களில்பிசாசுகள் ஏரிமுதிர்ந்த அமெரிக்கன் குடிமக்கள்சமூக பாதுகாப்பு

Ask Rusty – How Will My Wife s Benefits Be Affected by My State Pension?

Ask Rusty – How Will My Wife’s Benefits Be Affected by My State Pension? AMAC Certified Social Security Advisor Russell Gloor Association of Mature American Citizens Dear Rusty: I am 73 and receive a pension from my state’s Police and Fire Pension Fund. I took a full pension, so my wife only gets a widow’s pension when I die, and this is only a fraction of what my full pension is. I also get a small Social Security benefit, about $95 a month, and that amount is pro-rated because of the amount of my state pension. My wife is 71 and receives a Social Security benefit of about $600 a month. When I die, can she get a portion of my Social Security benefit? And will it increase since she will not be getting my full state pension? Signed: Retired Public Servant

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Ask Rusty – Delayed Claiming; Am I Now Getting the Right Amount?

Ask Rusty – Delayed Claiming; Am I Now Getting the Right Amount? AMAC Certified Social Security Advisor Russell Gloor Association of Mature American Citizens Dear Rusty: I am having problems getting answers from the national Social Security office or the local agent who I first spoke with to apply for my benefits. I am 70 in January 2021 and applied for benefits at the end of August 2020. I asked to have benefits start in October 2020 with my first payment received in November. I was told that the benefit for applying at age 69 & 9 months would not be received until January of 2021. Until then I would receive the 69 years and 0 months payment, which I received in November and December of 2020. In January 2021 however, I received the same 2020 payment plus the COLA increase. I ve asked what s up at the local office and have been waiting for a return phone call. My first question: is the amount I received in November and December last year correct, i.e., it is only the age 69 amoun

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