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Entrepreneurs should think through these factors first before choosing insurance. For many entrepreneurs, buying insurance for their business may feel more like gambling. For the price of a monthly premium, they can help protect their business from liability in the case of a lawsuit or cover the cost of property damage in the event of a natural disaster. Unless those events happen, though, it can seem like wasted money.  As the head of your business, it s your job to make tough decisions about where, when and how to spend your company s limited resources every day. Although it s easy to push insurance farther down on your list of priorities, out of sight does not necessarily mean out of mind when it comes to protecting your business.

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