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If you have a housing loan in Singapore, chances are that you would have heard the terms Sibor (Singapore Interbank Offered Rate) and Sora (Singapore Overnight Rate Average). The former is set to be discontinued after Dec 31, 2024. In fact, banks have not been issuing new Sibor-pegged loans since October 2021. With Sibor set to be discontinued after Dec.
Home loans in Singapore used to be priced following one of three interest rate benchmarks. These are the Sora, Sor and the Sibor. Soon, Sora will be the sole interest rate benchmark used in Singapore, and since 2021, lenders have already begun phasing out Sor and Sibor home loans, leaving Sora loans in their wake. This means that if you’re.