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Home loans: From Sibor to Sor to Sora, here s what homeowners should know

Home loans in Singapore used to be priced following one of three interest rate benchmarks. These are the Sora, Sor and the Sibor. Soon, Sora will be the sole interest rate benchmark used in Singapore, and since 2021, lenders have already begun phasing out Sor and Sibor home loans, leaving Sora loans in their wake. This means that if you’re.

Do you know your ABSD from your TDSR? Here s a quick guide to housing and mortgage jargon in Singapore

From expressways to schools and everyday abbreviations, Singapore is known for its plethora of acronyms. So it’s probably no surprise that the real estate arena is full of it too - and unless you’re in the industry or familiar with the ins and outs of it, it can be a little too much to absorb and decipher all at once..

CFTC Finalizes Rule Regarding LIBOR Transition Clearing Requirement Determination for Certain Interest Rate Swaps | Cadwalader, Wickersham & Taft LLP

Concurring Statement Of CFTC Commissioner Caroline D Pham Regarding LIBOR Transition Clearing Requirement Determination For Certain Interest Rate Swaps

<p><span>I respectfully concur with the final rule updating the CFTC&rsquo;s interest rate swap clearing requirement regulations.&nbsp; Pursuant to the Commodity Exchange Act (CEA) and the Commission&rsquo;s regulations, subject to Commission determination, certain interest rate swaps are required to be submitted for clearing to a derivatives clearing organization (DCO) registered under the CEA or a DCO exempted from registration under the CEA.</span><span>&nbsp; The final rule updates this set of interest rate swaps required to be cleared in light of the global transition from reliance on certain interbank offered rates (IBORs) such as the London Interbank Offered Rate (LIBOR), to alternative reference rates, which are predominantly overnight, nearly risk-free reference rates (RFRs).&nbsp; This rulemaking is an essential part of that transition.&nbsp; I commend the CFTC staff for their work here, as well as for their leadership in a hist

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