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IN the Philippines, a land of immense potential, a critical issue lies at the heart of its economic future: 44 percent of the bankable population, those ages 15 and older, remains unbanked. This statistic is not just a number; it s a glaring indicator of untapped economic potential. Financial inclusion, or strategically integrating these individuals into the financial system, emerges as a beacon of transformative potential.The Philippines, with its vibrant culture and robust natural resources, has always been a country poised for economic breakthroughs. Despite impressive GDP growth rates and a decrease in poverty levels in recent years, challenges such as income inequality and limited access to financial services persist. This backdrop underscores financial inclusion s vital role in fostering economic development.The financial history of the Philippines is marked by a journey from a tightly controlled banking system to a more liberalized financial environment in the 1990s. Tracing the

Pradhan mantri jan dhan yojanaJan dhanShri arun jaitleyTerms of serviceFinancial inclusion campaignDepartment of financial servicesGuinness bookWorld recordsFinancial servicesUnion finance minister shri arun jaitleyDirect benefits transferPublic private partnershipsManila times