call the number on your screen. no good time for a hurricane but irene couldn t come at a worst time for families struggling to make things meet. are they covered from the terrible damages from these floods? vera gibbons joins me live. i ran to look at my insurance policy. you probably did it ahead of the game a lot of people wait until this happens. i couldn t have done anything about that. you can t amend your coverage in the middle of the storm. you can t change it. are most of us covered for flood damage? not for floods. you would have had to have bought separate flood insurance. it is a separate thing all together. unfortunately, a lot of people are affected.
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