In April, IRDAI asked insurance companies to offer their usual health policies to everyone, including senior citizens, students, and children. This comes after the BJP, in its election manifesto., declared that “everyone over the age of 70 years” would be brought under the government’s Ayushman Bharat health insurance scheme.
In a major reform, Insurance Regulatory and Development Authority of India (IRDAI) has removed the ceiling of 65 years for a person to buy a health insurance policy. Additionally, the waiting period for pre-existing conditions has been reduced from four to three years. Both these rules have been effective from April 1, 2024. Will these new rules help uninsured senior citizens get health coverage? How easy is it now to buy a health insurance policy for the first time at the age of, say, 70? Find out here
Mishri-saunf water has been a part of our morning ritual for a long time now. Lets find out why it is considered healthy, especially during the summer mornings. Read on.
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April onwards, claims that you make five years after buying your health policies will become incontestable as your insurer cannot reject them citing non-disclosure of health conditions at the time of policy purchase.