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Winter storms can expose you to frigid temperatures by knocking out power and freezing water pipes Here s how to prepare your home to keep you and your family safe

Year of Darkness: The Climate Cataclysm of 536 You ve Never Heard Of

Tax Deadlines Extended for Texas, Oklahoma and Louisiana Winter Storm Victims

Getty Images Victims of February s winter storms in Texas, Oklahoma and Louisiana can wait until June 15, 2021, to file their 2020 federal income tax return. This announcement from the IRS follows a disaster area declaration from the Federal Emergency Management Agency (FEMA) for those three states. Taxpayers in other states impacted by the storms that receive similar FEMA disaster declarations will automatically receive the same filing and payment relief. Various federal tax filing and payment due dates for individuals and businesses from February 8 (Oklahoma) or February 11 (Texas and Louisiana) to June 14 will be shifted to June 15. In addition to the May 17 personal income tax filing deadline, this includes:

Irving: SBA Disaster Assistance Loans Available For Texans Impacted By Severe Winter Storms

Subscribe The U.S. Small Business Administration s (SBA) Disaster Field Operations Center-West announced the agency has approved more than $100 million in federal disaster loans for Texas businesses and residents impacted by severe winter storms that occurred Feb. 11-21. According to the region s Director Tanya N. Garfield, SBA has approved more than $10 million for businesses and more than $93 million for residents to help rebuild and recover from this disaster. Businesses and residents in Dallas County who sustained damages are encouraged to register prior to the May 20, 2021, deadline with the Federal Emergency Management Agency (FEMA) at DisasterAssistance.gov. Don t miss out on any assistance you may be entitled to by not registering for help, stated Garfield. You don t need to wait for your insurance to settle or obtain a contractor s estimate.

Ops, MLO Jobs; Sales, Non-QM, HELOC Products; Agency and Investor Disaster Policies; the Fed and Rates

Ops, MLO Jobs; Sales, Non-QM, HELOC Products; Agency and Investor Disaster Policies; the Fed and Rates Mar 1 2021, 8:21AM With the jump up in mortgage rates Thursday, and the move back down Friday, a few lock desk personnel wrote to me over the weekend asking about ways of keeping LOs who floated when rates were low, or locked loans at the bottom, off their back. Here you go. Certainly, the mortgage servicing rights of the 2020 book have become more valuable to those holding it as the perceived duration has increased: At this point who is going to refinance a 2.75 30-year mortgage (unless they need cash out)? Last year saw a continued wave of people in their 20s and 30s buying, or trying to buy homes. As this article points out (an important read for any MLO interested in first time home buyers), it is not an easy process saving up the down payment, qualifying for a loan, finding a property, presenting a winning bid, and then financing it. (To listen to

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