We should realize ousted the efforts to encourage adoption nationwide. While many stakeholders approach the issue differently we all have a common goal as the officials private sector Business Leaders and committee probers we have a role to play to reduce the cost of disaster i appreciate the opportunity to testify with any questions you may have. Good morning. Think youre traveling this important hearing today for solutions to controlling the in increased cost of Natural Disasters provided Senior Vice President of catastrophe Risk Management at travelers insurance and i am testifying today on behalf of the build Strong Coalition dedicated to reducing him in economic losses from Natural Disasters one of the largest propertycasualty companies in the west to provide the private sector expertise with its own risk of a Natural Disaster but first they get to the chairman and members of the subcommittee for their continued leadership of a series of round tables on this topic beginning in jan