Its not hard to imagine this robot would get up earlier and be a whole lot more diligent than i ever was, but its not just simple tasks that are at risk. The Silicon Company ellie mae is developing computers replacing Mortgage Brokers. Jonathan coor is head of ell ellie mae. Before i get to the questions about how all of that works, i want to kind of understand what your company does. Where are you in this mortgage chain at ellie mae . We go from the initial consumer touch point all the way through the process to the Mortgage Asset being sold to the investor. All the way through . All the way through the entire process with, you know, kind of our vision which has been with established 18, 19 years ago was the mortgage process, its all about data and yet it is such an inefficient disconnected process for the consumer. How can we embrace technology to create a much more seamless stream. I want to ask you much more about the technology but i want one more clarification. Ellie mae sounds l