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Credit Card Payment: Use credit card in THESE ways to avoid penalty

Even paying the credit card bill on time is a challenge for some folks. 

A 2022 comparison of buy now, pay later (BNPL) services in Malaysia - Wired PR Lifestyle Story

In case you’re not too familiar with how buy now, pay later (BNPL) services work, they essentially function like credit cards. BNPL allows you to make

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