roblem? , , , problem? yes, absolutely it is havini problem? yes, absolutely it is havin: a problem? yes, absolutely it is having a huge problem? yes, absolutely it is having a huge impact - problem? yes, absolutely it is having a huge impact on - having a huge impact on customers disposable spending and that impacts other areas, where they can choose to spend their discretionary spend left over from wages once we take into account housing costs and energy costs. it does mean consumer activity overall feels lower than you might otherwise expect due to those inflationary pressures on their purses. inflationary pressures on their urses. , ,., inflationary pressures on their urses. , , . purses. and it is so difficult for those purses. and it is so difficult for those in purses. and it is so difficult for those in the purses. and it is so difficult for those in the retail - purses. and it is so difficult| for those in the retail sector where ever they are at selling white, foo