Midterm elections next year. I have a question about potentially the number of people who could lose coverage. I was looking at page four of the cbo report. It basically says that 15 million of those people, of the 22 million, are going to be losing their insurance because the individual mandate is going away. Help me walk through this. So is this a situation where the report is saying that these 15 Million People were only signed on to insurance because they were trying to avoid the penalty, and when theres no more penalty theyre not going to want insurance anyway . There is some disagreement about how effective the individual mandate was in getting people to sign up for insurance. Another analysis by actuaries at the centers for medicare and Medicaid Services found the individual mandate would probably impact about four Million People in terms of signing up. So theres disagreement there. There certainly is this idea that particularly republicans are pushing that while the reason that