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John Kushma: In the spirit of the Social Security Act, it s time for the Personal Security Act

In 1935, President Franklin Delano Roosevelt signed into law the Social Security Act. It created a benefits system for retired, jobless and disabled people, as well as dependent mothers and children. Benefits are funded through a payroll tax levied on workers and employers. It is arguably the most successful, beneficially effective social program ever instituted by the U.S. government. It covers all the bases for those in need at times when the need is dire, urgent, and apparent. Social security and basic rights as American citizens are duly recognized and fittingly protected.

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