I think the insurance company probably paid back about 80-90 percent, she explained.
Premium insurance policies like Mann s are more expensive but allowed her to cancel for any reason and gave her the most flexibility. It s really important that consumers read the policy carefully so they understand exactly what is and isn t covered, said Margot Gilman, Consumer Reports Business Editor.
Like when the policy offers a waiver for pre-existing medical conditions, provides health care coverage or covers medical evacuations for more adventurous trips.
Do your research. Travel agents may have preferred relationships with only a couple of insurance providers.
Instead use comparison websites like insuremytrip.com and squaremouth.com, each sells more than a hundred policies from a variety of companies.