A recent survey from Nationwide Retirement Institute suggests that most Americans will be caught off guard by these big changes to the Social Security program next year.
Knowing how you want to spend your time in retirement and having a sense of purpose can prevent you from feeling unmoored and isolated. To help my clients visualize their retirement dreams and goals, I take them through a postcard exercise. I give them a stack of random postcards with all sorts of images and then ask them to pick five cards that represent what they want their retirement to look like.Some years ago, my husband suggested we do this, too. We both chose postcards of sugary beaches a
The Social Security system has long been a cornerstone of retirement planning, providing a safety net for millions of Americans who have paid into the program throughout their working lives.