Good morning, everybody. So we will shift gears now building on the remarks from representative pose and representative crowly. We want to do three things. First we vpt to a conversation about what the pba accomplished and what was left undone. That is the purpose of this conversation. We will get indepth into it with really great speakers into what happened in the ten years since the tpa was passed, what it means for retirement in america, and what more needs to be done and hopefully that will tee up the next of the day. Followed by keynote remarks at 11 30 from edmond murphy, ceo of power retirements. And then is short break and we will have a second panel all about the path forward and what is the agenda for the next administration. So, what i am going to do, just a note on logistics. The way we would like to do is people make brief remarks and i will follow up with one question per person. Woel we will go down the row and have time for dialogue between the panel and questions and a
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