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Bad bank s twin structure now seen as a bad asset

Under the twin structure, National Asset Reconstruction Company Ltd (NARCL) — the state-backed bad bank — acquires and aggregates bad loans from lenders while another organisation, India Debt Resolution Company Ltd (IDRCL), acting parallelly as a private sector entity, focuses on resolution of the non-performing assets for enhancing the value of the loans and finding a better suitor for the troubled borrowing company.

Bad bank s twin structure now seen as a bad asset

Under the twin structure, National Asset Reconstruction Company Ltd (NARCL) — the state-backed bad bank — acquires and aggregates bad loans from lenders while another organisation, India Debt Resolution Company Ltd (IDRCL), acting parallelly as a private sector entity, focuses on resolution of the non-performing assets for enhancing the value of the loans and finding a better suitor for the troubled borrowing company.

Banks recovered over Rs 10 lakh crore from defaulters in past 9 years: Centre

Banks in India have recovered non-performing assets worth Rs 10.16 lakh crore on an aggregate basis in the past nine years, Minister of State (MoS) Finance Bhagwat Karad informed Parliament.

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