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Pick of the week

Pick of the week ​ Sun, Feb 21 2021 15:33 IST | ​ 0 Views   Recommendation by HDFC Securities Nestle India Reduce Recommendation by HDFC Securities We maintain our EPS estimate for CY21E/CY22E. We value Nestle at 55x P/E on CY22E EPS to derive a TP of Rs 16,326. The stock is trading at 58x P/E on CY22E EPS and limits absolute upside in the medium term, making the risk-reward unattractive. Maintain REDUCE. Repco Home Finance Buy Recommendation by Motilal Oswal Institutional Equities While we forecast a pick-up, we expect the company to deliver only 8% loan book growth over FY21-23E. We increase our FY22E/FY23E EPS estimate by 2-4% to factor in higher margin. Maintain Buy with a TP of INR430 per share (1x FY23E BVPS).

Bank NPA provisions: Banks bad loan provisioning falls for fourth consecutive quarter in Q3

Explore Now ET Intelligence Group: The aggregate bad loan provisioning by banks fell sequentially for the fourth consecutive quarter in December though some of them increased COVID related provisioning. For a sample of 28 banks, provisioning for bad loans or nonperforming assets (NPA) fell by 27.5% sequentially to Rs 24,149.7 crore in the December quarter. It was the lowest in the seven quarters under observation. The loan loss provisioning by banks has been benign in the current fiscal year so far on account of various schemes launched by the central bank to reduce the impact of the pandemic. “Bank NPAs this year would tend to be a bit nebulous given the various forbearance dispensations that have been made besides the restructuring schemes that have been introduced,” noted CARE Ratings in a report.

Upcoming spectrum auction may see lower competition among telcos

Pick of the weel(Feb 7)

Pick of the week ​ Sun, Feb 7 2021 12:06 IST | ​ 0 Views Recommendation by HDFC Securities LIC Housing Finance Reduce Recommendation by HDFC Securities While LICHF s operating performance was in line with estimates, (PPOP growth at 1.3/3.4%), earnings were ahead of estimates as provisioning continued to undershoot estimates. Over the years, non-core assets have contributed to a bulk of the portfolio growth, resulting in disproportionate risk (already reflecting in high developer NPAs). Furthermore, the company holds negligible provisions on early-bucket stressed assets. Potentially elevated provisions, coupled with stiff competition from banks in LICHF s core business underpin our REDUCE rating (revised target price of INR 381).

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