There s been little change in the homeownership rate for Black families in 50 years, so some lenders are rethinking their practices to make buying a home more a reality than a dream. Research shows a 20%-30% gap between Black and white homeownership rates has persisted for more than 100 years, despite increases in Black homeownership in the mid-1900s. Among the many causes today include credit scores averaging around 649 for 60% of African Americans. .
The U.S. Food and Drug Administration (FDA) issues hundreds of recall notices for potentially unsafe food products each year, but consumer advocates say too few of them are reaching grocery customers. The U.S. .
A bill just introduced in the U.S. House of Representatives is designed to give consumers a leg up when fighting inaccuracies on their credit reports. House Resolution 7919 would remove a loophole in the Fair Credit Reporting Act, which allows credit furnishers and debt collectors to ignore correspondence sent on behalf of a consumer by a credit repair company or a nonprofit community organization. .