There's been little change in the homeownership rate for Black families in 50 years, so some lenders are rethinking their practices to make buying a home more a reality than a dream. Research shows a 20%-30% gap between Black and white homeownership rates has persisted for more than 100 years, despite increases in Black homeownership in the mid-1900s. Among the many causes today include credit scores averaging around 649 for 60% of African Americans. ...