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MILAN, March 10, 2021 /PRNewswire/ Fido today announced that it has filed a nonprovisional patent application with the United States Patent and Trademark Office (USPTO) for providing a new credit score system and method with digital footprints.
The financial industry is undergoing rapid technological change. The most transformative information innovation is the increase in use of new types of data coming from the digital footprint of customers various online activities, mainly for credit-worthiness analysis.
Credit scoring using so-called hard information (income, employment time, assets and debts) is nothing new. Typically, the more data is available, the more accurate is the assessment. But conventional credit scoring methods have two problems. First, hard information tends to be procyclical : it boosts credit expansion in good times but exacerbates contraction during downturns.
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HELSINKI
The city of Kemijärvi in Finnish Lapland turned down an offer made in January 2018 by China’s state-funded Polar Research Institute to buy or lease the city’s airport, after it informed the Finnish Armed Forces. But the matter is only now being made public. Read more.
EU PRESIDENCY
Social pillar will define next decade of European policy, EU official says. The action plan for a European Pillar of Social Rights will mark the next decade of European policies, European Commission advisor on social rights José António Vieira da Silva has said. Read more.
Talks on EU corporate tax transparency law to start ‘very soon’. The European Parliament said on Thursday it expected negotiations to start “very soon” with Portugal’s EU Presidency on a new EU directive to make multinationals publish information on where they make profits and pay taxes. Read more.
sympathetic light. the idea of the prosecutor kept calling him a wannabe cop, and o mara said that s a good thing, it s an honorable profession. he s working in his neighborhood to try to make the neighborhood safe. he talked about how this neighborhood had had a lot of crime problems. the jury heard from a woman who went through a terrifying experience where she was assaulted in her home and zimmerman had helped out, so he s trying to present zimmerman much more of a good samaritan rather than a vigilante, using basically the same evidence as the prosecutor. again, i don t know how the jury is going to respond to that, but it is a classic example of two good lawyers using the same evidence to point in precisely the opposite directions. page, he said ike going to put out thinks sun glasses, a big ring, put it on his pinky.
burden. i think mr. o mara is doing that. he s reminding the jurors if you still have questions, then the state has not done their job. he says, mark o mara, i m going to anger a lot of my defense attorneys by doing this, and he said, i m going to try to prove his innocence, even though he doesn t necessarily have to do that. what do you think about the strategy? it s rhetorical. he s suggesting to the jury that his case is so strong, even if he had the burden, he would win. what he needs to do, though, in the second half, go back to the purpose of closing arguments. so he has to addresshe suggestion of racial profiling. philip sniper, how is he doing? i think he s doing a good job, when you look at post the
mark o mara has just resumed part 2 of his closing argument. so 7:15:43, when rachel jeantel tells you the phone call ended because of a thump. four minutes to do what? to walk home? to run home? four-minute mile was broken when i was like 12. by somebody action i think he was in his teens, i don t know if he played football, but i do know you can run a mile in about four minutes if you re in decent shape. so we know with the opportunity to go home, that he did not. we know that. because it was a football throw