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Recently the former director of the cbo has estimated that designating Asset Managers could cost investors as much as 25 of their return on their investments over the long term. Approximately 100,000 per investor. In other words, as it operates in the shadows, fsoc can take away the seed capitol necessary to launch a Small Business or to send a child to college. That is both unfair and unwise. And while fsoc seems dead set on trying to find Systemic Risk where no one else seems to find it, a review of their latest report indicates that it is willingly and willfully blind to the largest sources. At the mention of fannie mae and freddie mac at the epicenter of the last financial crisis and without the of the administration to and permanent taxpayer subsidies, they are certain to be at the center of the next financial crisis. No mention of the federal government itself, 17 trillion in debt and growing, more debt incurred under the sub ministration than in our nations first 200 years. Our

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