New Delhi [India], December 24 (ANI/PNN): Peer-to-peer deviates from the typical lending process in which borrowers request loans through conventional financial institutions. Individuals can borrow money from others using a P2P lender via an online marketplace. P2P lending is a relatively new type that offers investors an alternative to traditional assets like stocks and bonds regarding earning returns. P2P loans are sponsored by private investors who sign up for accounts and choose which loans to fund, unlike large financial institutions that fund loans with huge pockets. P2P lending, in laymen's terms, is a monetary agreement between a lender and borrower without the involvement of any financial institutions in between, such as a bank. The online company facilitating this Peer to Peer exchange will act as the risk mitigator between these two parties by adequately assessing their eligibility in these digital transactions. A benefit that stands out for both sides is that lenders ca
With the advent of Digital India , the rapid growth of technology and digitization has carved a wide scope of market development. It is crucial to note that Peer to Peer platforms can only function legally if approved by the RBI (Reserve Bank Of India).
New Delhi [India], December 2 (ANI/PNN): The global pandemic has made people realize the importance of their physical and mental well-being. Employees around the globe are no longer ready to compromise their work-life balance and overall health due to work pressure. This has pushed employee-first organisations to provide their workforce with more employee benefit programs to promote a healthy lifestyle among them. One such employee benefit policy is a group medical insurance programme that provides security for an employee and their family members. In the post-pandemic world, the importance of health insurance has resurfaced as people have started putting their health first. In fact, 56 per cent of US adults have said that an employer-sponsored health insurance package plays a critical factor in whether they will remain in their job or not. Moreover, 46 per cent said that health insurance was either a deciding factor or a positive influence in choosing their current job. This study als
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