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Share this article Share this article ResearchAndMarkets.com s offering. A prepaid card or a stored-value card is an alternative banking card with a monetary value stored on the card. It permits consumers to spend the amount loaded on the card and can be used as a credit card. In addition, as funds can be withdrawn & deposited straight from the card, no network access is required by the payment collection terminals in the market. Moreover, prepaid card can be used for making purchases, shopping & routine payments, utility bills, and others. Prepaid cards are generally issued by banks & branded by the major credit card companies such as American Express Company, Visa Inc., MasterCard, and Discover.

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