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For Nigerian States, Mounting Debts May Lead to Serious Negative Reaction from the Populace

For Nigerian States, Mounting Debts May Lead to Serious Negative Reaction from the Populace
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Emefiele: Why States Must Repay their Loans

Emefiele: Why States Must Repay their Loans
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Assessing impact of Retirement Savings Account transfer system on Nigerians

For decades, pension and other social benefit matters have received significant attention in many countries. A lot of reforms and decisions are being taken to address the challenges associated with the existing pensions leading to changes in the ways pension assets and benefits were managed and distributed to the target groups, especially retirees and ‘senior citizens’. In Nigeria, it has been a staggered history of pension since 1951, through the public sector pension scheme, the establishment of National Provident Fund (NPF) of 1961, the Pension Decrees nos.102 and 103 of 1979 and the National Social Insurance Trust Fund (NSITF) Decree no.73 of 1993. However, many retirees in Nigeria still go through unnecessary difficulties before accessing retirement benefits or their monthly entitlements due largely to the management or administration of the funds they have contributed over their years of service.

Tough hurdles for states seeking pension fund loans

• No Sensitive Govt Would Talk Of Borrowing Pension Funds With Many Unresolved Issues – Nworgu • Assets Can Only Be Invested By PFAs, PenCom Insists • Most States Yet To Adopt Contributory Pension Scheme (CPS) • Only FCT, Lagos, Osun, Kaduna, Delta Pay Pensions Under CPS As the controversy rages over the impracticability, availability, legality, or otherwise of state governors borrowing N17trillion from the pension funds, labour unions, retirees insist that trust and accountability deficit, insensitivity are some factors that make the move a utopian idea. While the United Labour Congress (ULC) said it was difficult to trust a government that has historically and systematically looted the collective resources of the nation over the years at the slightest opportunity without any conscience, retirees insist that no sensitive government would talk of borrowing from the pension funds when there exist a catalogue of unresolved issues.

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