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Assessing impact of Retirement Savings Account transfer system on Nigerians

For decades, pension and other social benefit matters have received significant attention in many countries. A lot of reforms and decisions are being taken to address the challenges associated with the existing pensions leading to changes in the ways pension assets and benefits were managed and distributed to the target groups, especially retirees and ‘senior citizens’. In Nigeria, it has been a staggered history of pension since 1951, through the public sector pension scheme, the establishment of National Provident Fund (NPF) of 1961, the Pension Decrees nos.102 and 103 of 1979 and the National Social Insurance Trust Fund (NSITF) Decree no.73 of 1993. However, many retirees in Nigeria still go through unnecessary difficulties before accessing retirement benefits or their monthly entitlements due largely to the management or administration of the funds they have contributed over their years of service.

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