bottom line, let everyone know you re watching. and if something doesn t look right, circle it and bring it into the bookkeeper and say give me the back up for this. while it is important to trust your staff you need to verify. there has been many embezzlers that i ve found afterwards who start working for a company and then finally they can t steal from them and they go to the next company and then that is where the theft happens. and if this sounds a bit harsh, ruth just might say you feed to be harsh. i am here in chicago at the internet retail conference and exhibition. so much is changing in the retail industry so we decided to come here where all of the experts are getting together to find out what is coming new and today i have dara meeks. so good to see you. vice president of the communo group. thank you for stopping by. i know you re busy. thank you for having me. and we re going to talk about payments. i remember the first time i used