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CITR: Euroins creditors can request payments of up to four billion lei

CITR: Euroins creditors can request payments of up to four billion lei
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Why banks need to be judicious in their actions when dealing with wilful defaulters

Many laws governing the banking industry have also evolved to accommodate rapid changes that are driving innovation at breakneck speed. However, some attitudes among bankers and regulators have lagged behind, and don t reflect the digital age. One such laggard is the wilful defaulter label. This classification is unique to India among all big economies, and it defies logic in the era of data analytics and AI. A wilful defaulter is a borrower with enough money but isn t repaying banks. The dubious category also includes those that siphoned funds and left businesses high and dry.

Adler: A Spanish Perspective | Latham & Watkins LLP

insolvency law: Thousands of debtors resolving cases before admission under insolvency law: IBBI

The Insolvency and Bankruptcy Code (IBC), introduced in December 2016, provides for a time-bound and market-linked resolution of stressed assets. "The credible threat of the Code, that a CD may change hands, has changed the behaviour of debtors. Thousands of debtors are resolving distress in early stages of distress.

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