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Mortgages rates have gone below 4% for the first time in months - but lenders are being stricter about who can borrow. Here is what those seeking a home loan need to know.
Rates on 5% deposit mortgages are more than 6%, which will impact what first-time buyers can afford - but house prices are set to get cheaper which could boost their deposits.
Rates on 5% deposit mortgages are more than 6%, which will impact what first-time buyers can afford - but house prices are set to get cheaper which could boost their deposits.