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5 Ways to Take Early Retirement Withdrawals Without Paying a Penalty
Paying taxes is unpleasant enough. Don t get hit with an early withdrawal fine.
This story originally appeared on NewRetirement.
Early retirement is a dream for many. However, a really early retirement is fairly rare. According to research published on LIMRA, only about 20% of all Americans retire in their 50s or before with most of those happening after age 55.
For those that do retire early, figuring out how to fund expenses can be challenging. One problem is that most of the retirement savings vehicles namely traditional 401(k)s and IRAs enforce a 10% penalty for any withdrawals made before age 59.5.