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Reserve Bank of India (RBI) has issued guidelines to reset equated monthly instalments (EMIs) based on floating rate personal loans, including allowing borrowers to switch over to a fixed rate as per the bank board approved policy. Moneylife Foundation has been relentlessly campaigning against arbitrary and opaque bank policies concerning floating rate loans and also filed a public interest litigation (PIL) in the Supreme Court.
Reserve Bank of India (RBI) has decided to put in place a proper conduct framework to be implemented by all regulated entities (REs) to address issues faced by the borrowers, especially about interest rate reset on equated monthly instalments (EMI) for floating interest loans. Moneylife Foundation has been relentlessly campaigning against arbitrary and opaque bank policies concerning floating rate loans and filed a public interest litigation (PIL) in the Supreme Court.
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