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Banks Should Show Greater Transparency in Resetting Interest Rates on Loan EMIs: RBI

Reserve Bank of India (RBI) has decided to put in place a proper conduct framework to be implemented by all regulated entities (REs) to address issues faced by the borrowers, especially about interest rate reset on equated monthly instalments (EMI) for floating interest loans. Moneylife Foundation has been relentlessly campaigning against arbitrary and opaque bank policies concerning floating rate loans and filed a public interest litigation (PIL) in the Supreme Court.

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