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feels that way. yes, so if you look at, say, commercial real estate likero offices and whatnot, the whole work from home thing hasng substantially reduced office usagy redue in cities around the world. s aroundand , you know, i thinki san francisco is a 40% off in san francisco. it s like an extreme example. i i think it s 40% vacancy. i even even new york has orie i think almost all cities at this point have a record vacancies in commercial real estate. so not the commercial reale so estate used to be somethingas that was a great asset, that if a bank had commercial real estate holding holdis, those wod be considered of the highest security. the were some ofe of the safestu you know, assets you could have. now, that is not the casee comp anymore. one company after anotherr no is canceling the leases or notbk

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