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CHARLESTON — West Virginia faces disproportionately high flood risks with disproportionately little financial protection for its residents’ homes and possessions.

Kanawha countyWest virginiaUnited statesWest virginiansJim justiceNicolas zegreMeg gallowayEmergency management national flood insurance programDepartment of homeland securityVirginia universityNational flood insuranceNational weather serviceNational flood insurance programAssociation of state floodplain managersRisk ratingState floodplain managers