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Why Many Workers Have to Retire Earlier Than Planned
Save aggressively and stay flexible.
Photo by Dusan Petkovic / Shutterstock.com
Most people don’t want to work their whole lives, but financial necessity leads many of us to plan on a late retirement.
A recent study from the Employee Benefit Research Institute (EBRI), however, shows that the ability to work as long as you want might be more illusion than reality.
The study found workers consistently retire earlier than they predicted. Additionally, people overestimate the likelihood that they will continue working in some capacity after they retire.
Knowing that is half the battle. It’s important not to count on the ability to work until age 65 or beyond to pad your savings. Here are three ways you can face an earlier-than-intended retirement with a plan in your pocket.
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Highest-paying jobs that require a bachelor s degree
While college and university tuition costs may be skyrocketing, many still believe a bachelorâs degree is essential to landing a well-paying job in the United States. Stacker mined 2019 data, released in 2020, from the U.S. Bureau of Labor Statistics (BLS) and compiled a list of the highest-paying jobs that require a bachelorâs degree.
Many of the top-paying jobs are highly technical or scientific, calling for a sophisticated understanding of thermodynamics, nuclear power, or forensic chemistry. Others are engineering jobs with civil, industrial, environmental, mechanical, or biomedical specializations. Jobs for accountants, budget analysts, and financial managers need an understanding of the intricacies of finance and numbers. Computer skills feature in most of the well-paying jobs, particularly those of programmers, systems analysts, and software designers and developers.