and very active bike rider. and i will no longer have health care. and i didn t know a year ago that i had this condition, but i have it now. and i think it s important for all of us to speak out, to contact our senators and to really let them know the disaster that this version of so-called better care will have on all of us. yeah. and, you know, it s interesting, howard dean, and luckily we have a doctor in-house who can talk about this as well as a former governor. yet despite what you just heard from donna edwards, the enact that she didn t know she had a pre-existing condition until just last year. now she has one. this cruz amendment, what it would do despite that fact being real for millions of americans would say that people like donna edwards would be shud off into this one small group of people with pre-existing conditions who get this catastrophic care that s obamacare compliant and then everyone else would be able to buy these bare bones, bear
every american with pre-existing conditions has access to the coverage and care they need. no exceptions. jud, is that true? it s not true, and the way the cruz amendment operates, it s gone from a bill that was always cruel and now it s really incoherent. one of the things that s not being talked about a lot is these bare bones plans don t actually count as under the bill continuous insurance. so if you are on one of these bare bones plans and then you find, well, actually, i need to go into a real plan that covers this new condition that i found out that i have, you have to wait six months to get in. so this could be really devastating for people with pre-existing conditions. and of course, the other huge problem is that the cost to get into the pools that will now cover pre-existing conditions,
can you help us find out the ground truth here? i think the insurance companies have a lot to lose with the cruz amendment, but it is hard for them to draw sympathy to their industry. and that s why i have a feeling that mitch mcconnell is going to hold on to at least part of the cruz amendment because he needs conservatives on board in order to pass the bill. and he may lose a whole bunch if he gets rid of the language. basically what it does is it allows the insurance companies to offer these plans without the obama care mandates. and that in effect proponents believe will lower premiums, which for republicans, is the main goal for trying to repeal and replace obama care, lower the premiums. you know, we have been hearing for the past few years, about premiums going up, to the point where people just aren t buying anymore, and it s sending the markets into a death spiral. so that s a big part of the plan. i don t think mcconnell can get rid of it. now the insurance companies have g
every american with preexisting conditions has access to the coverage and care they need, no exceptions. is that true? it s not true. and the way the cruz amendment operates, it s gone from a bill that was always cruel and now it s really incoherent. one of the things that s not being talked about a lot is, these bare bones plans don t actually count as under the bill continuous insurance. so if you are on one of these bare bones plans and then find well, actually, i need to go into a real plan that covers more this new condition that i found out that i have, you have to wait six months to get in. so this could be really devastating for people with preexisting conditions and, of course, the other huge problem is, that the cost to get into the pools that will now cover
cruz amendment, the option for a cheaper plan with fewer benefits. what would that change do? first of all, that makes this bill even worse than the original bill that mitch mcconnell proposed because this will totally destroy the individual insurance market. here is what happens. in the exchanges where there are these packages that have to have the ten essential benefits, you ll have people who have illnesses or who are old older, will purchase there, but young healthy people who want a skinny package will go outside the exchanges, and they will get these very skinny packages. the result is, you have the so-called adverse selection where only the sick are in the exchanges. they drive the premiums up because they tend to use more health care and the exchanges collapse. the insurance companies hate this for that reason. basically it benefits young healthy people who can pick and choose and decide when they re going to actually get real