sparked sound proofing. i mentioned that new government study that threw up red flag on credit reports. if you have one of those you have a credit report and score that people look at that decide if you are credit worthy. 10s of millions have mistakes and may. in the consumer protection segment, i wanted to show you how to protect your credit history and fix it if your report is wrong. want president for smart credit.com. john, welcome back. thanks jame i for having me. this is so important and easy. break the news for those who don t know, how easy is it to get a copy of your credit report? i extreme leap easy. we all have a right under federal law where we can get
[laughter] jamie: do i hear 17-50? that s a scene from history s hit reality tv show, pawn stars. pawn shows have been around since the beginning of time, but the role s been changing as the tough economy has left many americans in need of quick cash. what should you be thinking about if you are considering pawning your property do you leave it there? do you get it back? how does it work? in today s take-charge consumer protection segment, we find out from the ultimate expert, rick harrison, the star of history s pawn stars. i would argue that your dad is a star, too, and your son. what a great show. thanks. literally, we were hoping for a season or two. we never thought it would turn into this. jamie: you know, pawn shops are sweeping the country, showing up in neighbors that the old days we wouldn t have thought they would. and regular folks are walking in
best wishes. i could cry. eric: what a great story, isn t it? jamie: so happy our producer shared that moment with us. many americans have been going through foreclosures. it s been going on for a while. sometimes you don t realize, you think you walk away from your home, but you still own it because you could be on the hook for big expenses. they are called zombie foreclosures. in our take-charge consumer protection segment, we will tell you what you need to stay on your feet. joining me now, a real estate and business attorney, director of the carnegie group. thank you, so much. thanks. jamie: a zombie foreclosure is really not what you want. california you tell people what it is? a foreclosure is a process, which varies from state to
five-step process, re-evaluating your borrowing and banking and fixing credit and debt and deciding if homeownership is right for you. homeownership and good wages are key to a financial prosperity and education is going to plia big role for a lot of people. employment and unemployment was a big factor and not being able to make the wages to make ends meet. jamie: do what you can, but it takes time. patience, patience. all right, we look forward to the book. come back when it comes out. we want to help folks itch thank you, for more on how you can take charge on a number of consumer protection issues, go to foxnews.com. at the bottom,ul see the link for this show, america s news headquarters, and when you get to that page, you will see a link that has many of this program s take-charge consumer protection segment, only here with eric and me. eric: you can save money. jamie: save money, save money. eric: new year s resolution.
some of the confet hewishes written by people from 50 countries around the world. isn t that great? well, of course, you can stay nice and cozey and warm at home, and watch bill hammer and megyn kelley. 17 million pieces of confetti who knew. how do you get to be one of the people who throws out the confetti. wouldn t that be fun? yeah. heather: cool story. happy new year. well, it is never too early to start planning for retirement. in fact, the earlier, the better. in today s take-charge consumer protection segment, we have life-changing tips to help people in their 20s, prepare for the future. we have the founder and ceo of poult financial group. this advice would be for me and for you, correct? oh, i wish. [laughter] heather: so how much should people have in their retirement? what should they aim for?