Expect to live a much less during retirement. In 2013 that number had grown to nearly half of all adults. This trend is getting worse but not better. Young families are having more trouble than previous generations to save for retirement. While this problem is that most acute for all middle income families, there are some families who are suffering more than others from the Retirement Crisis and the expected shortfall. Particularly lowincome households are more likely to suffer than high income household. This is true for lowincome households who do not work for an employer who offers Retirement Benefits at work. So what can we do to tackle this problem . Federal and State Governments already offer substantial tax benefits to help people save for retirement. The federal government forgoes with a 100 billion each year tax revenue to incentivize people to save for retirement. States with income tax also encourage workers and their day to save for retirement. Even though federal and State
And more between risings costs and stagnant income. Its pri my great pleasure to bring dr. Dynan to the stage. Thank you very much. [applause] thank you. Thank you, christian, for that very gracious introduction, and thanks for inviting me to participate. Im really so glad that cap is digging in on this topic. In the two plus year ive been in the administration i learned things that have really unscoredded for me the importance of higher saving in the retirement context, and in other con texts as well. And ive also learned just how complicated. It is to develop policy options on those fronts. So, i think its great youre digging in. I also will say im glad you assembled such an allteam of experts to participate in this conference, speaking to people who have influence, peoples research. Ive been in Conception Research for years now, and the group you had on the agenda this morning was just a group that is influenced me as well. So id like to thank that group for doing that important pub
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