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Association of Independent Mortgage Experts Announces 2023 Sponsorships
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Robert K. writes, “My Mom always said, ‘Work until your bank account looks like a phone number. Well, I did it! ‘Available balance: $911.’” Speaking of numbers, thank you to those who wrote to me correcting the GDP of Mexico here as being $1.4 trillion and not $1.4 billion. Numbers certainly tell the story with vendors and lenders. Owners of vendors and third-party providers are looking at middle layers of management, cutting back, certainly cutting salaries, or ridding themselves of unproductive salespeople. Lenders continue to cut staff (Wells Fargo being the latest example) or furlough employees for a portion of their workweeks and implementing salary cuts. Meanwhile, managers report that end-of-year reviews are resulting in employees asking for raises due to inflation. On a lager scale, uh, larger scale, mergers and acquisitions continue. The latest to cross the tape is that "Guild Mortgage is excited to announce the acquisition of Inlant
Lenders and vendors alike are emerging from Thanksgiving and looking ahead to which day they have off for Christmas in the U.S., the 23rd or the 26th. An informal Chrisman poll shows the 26th, but there is definitely a noticeable percentage who are taking both days off. It is good to keep things in perspective and appreciate what we have in the United States. Here in Mexico (yes, that Mexico; down here for a short visit) the daily minimum wage in pesos is $172.87 MXP (approximately $8.06 USD) for the countryside, slightly more in cities and tourist area. Yes, you read that correctly: 8 smackers. With a Gross Domestic Product of $1.4 billion, Mexico’s economy is about the same as Florida’s. Wages aside, in terms of interest rates, across the Atlantic, Ghana, which most people would be hard-pressed to identify on a map of Africa, the latest rate hike to combat inflation puts rates at a19-year high of 27 percent! Not a lot of rate and term refis there, that’s for sure
Mutual of Omaha Mortgage has announced it is entering the wholesale mortgage lending market, extending its business-to-business offerings. Partnership details and opportunities are now available on the company’s recently launched platform, https://moomwholesale.com, as well as featured in ReadyPrice, LenderPrice, and Loansifter (upon request).
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